Macro glossary

Credit Card Delinquency Rate

The share of credit card balances that are 30+ or 90+ days past due.

Definition

Credit card delinquencies climb 6 months before unemployment in most cycles. The 2024 print reached its highest level since the GFC, flagging meaningful consumer stress.

Related indicators

CC Delinquency

Monitor U.S. credit card delinquency rates. At their highest since the Great Financial Crisis, risin

Related terms

Personal Savings Rate

The share of disposable personal income that households save rather than spend.

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