Investment Disclaimer

No Professional Advice

RecessionPulse is not a registered investment advisor, broker-dealer, financial analyst, financial bank, securities broker, or financial planner. The Service does not provide investment advice, financial advice, tax advice, legal advice, or any other form of professional advice.

No Recommendations

The presentation of economic indicators, recession signals, and stock screener results does not constitute a recommendation to buy, sell, or hold any security. The "status" labels (safe, watch, warning, danger) used in the Service are simplified categorizations of publicly available data and should not be interpreted as buy or sell signals.

Stock screener results (value/dividend plays, oversold growth, defensive positions) are the output of mechanical filters applied to public market data. They are not curated recommendations. Inclusion of any stock in screener results does not imply endorsement.

No Guarantees

• Past performance is not indicative of future results. Historical indicator readings and their correlation with recessions do not guarantee that the same patterns will predict future economic events.
• Data may be delayed or inaccurate. Economic data is sourced from the FRED API and other public sources. We do not guarantee real-time accuracy, completeness, or reliability.
• Models can fail. The Sahm Rule, yield curve analysis, and other indicators have limitations and false positive/negative rates that are well-documented in economic literature.

Your Responsibility

You are solely responsible for your own investment decisions. Before making any investment, you should:

• Consult with a qualified, licensed financial advisor.
• Conduct your own independent research and due diligence.
• Consider your personal financial situation, risk tolerance, and investment objectives.
• Understand that all investments carry risk, including the risk of total loss.

Limitation of Liability

Under no circumstances shall RecessionPulse, its operators, employees, or affiliates be held liable for any losses, damages, or costs (including but not limited to investment losses, lost profits, or consequential damages) arising from or related to your use of, or reliance on, information provided by the Service.

By using RecessionPulse, you acknowledge and agree that you use the Service at your own risk and that you will not hold RecessionPulse responsible for any investment outcomes.

Regulatory Notice

RecessionPulse is not registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities regulatory authority. The Service is not subject to the regulatory requirements applicable to registered investment advisors or broker-dealers.